10/26/20
Short-term major medical plans (STMMPs) were originally meant to be a temporary stop-gap option for people who had lost their regular coverage. However, they have become more available since federal rules were finalized in 2018 to extend the duration for which they can be offered. The coalition oppose DOI’s proposal to extend the length of these plans to twelve (12) months and instead urge DOI to use its authority to limit the duration of STMMPs to three months. State law defines the products as a “policy that is issued for a limited duration of less than twelve months,” but does not set a threshold for the maximum required duration